Faqs

Home
Faqs

Faqs

Frequently asked questions

AdSUM is designed to be highly customizable and adaptable, making it suitable for a wide range of financial institutions, including banks, credit unions, microfinance institutions, and online lenders. It can accommodate various types of loan products, such as personal loans, mortgages, auto loans, business loans, and more. Whether you're a large-scale commercial bank or a small community lender, AdSUM can be tailored to meet your specific needs and requirements.

AdSUM prioritizes data security and privacy to safeguard sensitive loan information and ensure compliance with regulatory requirements. The system employs robust encryption techniques to protect data during transmission and storage. Access controls and authentication mechanisms are implemented to restrict unauthorized access to confidential information. Regular security audits and updates are conducted to mitigate potential vulnerabilities and threats, providing peace of mind to both financial institutions and borrowers.

Yes, AdSUM offers advanced automation capabilities to streamline decision-making processes for loan approvals and risk assessments. Leveraging artificial intelligence (AI) and machine learning algorithms, the system can analyze vast amounts of data to evaluate borrower creditworthiness, assess risk factors, and determine loan eligibility criteria. This automation reduces manual intervention, speeds up decision turnaround times, and improves the accuracy and consistency of loan decisions.

AdSUM is built on scalable architecture, allowing it to accommodate the growth of your loan portfolio and adapt to changing business needs over time. Whether you're managing a small loan portfolio or handling millions of loan applications, AdSUM can scale seamlessly to meet your requirements. The system's modular design enables you to add new features, expand functionality, and increase capacity as your organization grows. Additionally, AdSUM offers flexible licensing options and deployment models to support scalability and cost-effectiveness for financial institutions of all sizes.

Borrower Details

Select Country *

Surname *

Names *

Address *

House / RL No *

Estate *

Area *

Road/Street *

Town *

Age *

Marital Status *

Postal Address

P.O Box *

Code *

Town *

Phone No. 1 *

Phone No. 2 *

Email Address *

Loan Amount *

Education Details

Disbursement Fees *

Processing Fee *

Chattels *

Tracking Installation *

Legal Fees *

Collateral Details - Vehicle LOG

Do you have any Vehicle?

Registered Owner *

Other Names *

Vehicle Make *

Reg. Number *

Body Type *

Colour *

Engine No *

Chassis No *

Policy No *

Insurer *

Value Ush *

Valued By *

Tracked By *

Referees

Referee (1) Names *

Referee (1) Mobile *

Referee (1) House Phone *

Referee (2) Names *

Referee (2) Mobile *

Referee (2) House Phone *

Next Of Kin details

Select Country *

Surname *

Names *

Address *

House / RL No *

Estate *

Area *

Road/Street *

Town *

Age *

Marital Status *

Postal Address

P.O Box *

Code *

Town *

Phone No. 1 *

Phone No. 2 *

Email Address *

Employment details

Select employment option *

Working Under Company

Employer *

P.O Box *

Code *

Town *

Tell *

Fax *

Date Employed *

Current Position *

Physical Address *

Total Income Details

Net Salary *

Other Income *

Total Income *

Total Monthly Expenses *

Self Employed / Business Owner Applicant

Business Name *

Physical Business Address *

Products / Services *

Monthly Income *

Monthly Rent *

Monthly Expenses *

Number of years in Operation *

Number Of Employees (Management) *

Faqs

Frequently asked questions

Postal Address

Do you have any Vehicle?

Postal Address

Working Under Company

Total Income Details

Self Employed / Business Owner Applicant

Purpose Of The Loan (Please check a switch bellow)

How did you get to know about Adsum Capital (Please check a switch bellow)

Faqs

Frequently asked questions

Is AdSUM suitable for all types of financial institutions and loan products?

How does AdSUM ensure data security and privacy for sensitive loan information?

Can AdSUM help automate decision-making processes for loan approvals and risk assessments?

How scalable is AdSUM, and can it accommodate the growth of our loan portfolio?

Postal Address

Do you have any Vehicle?

Postal Address

Working Under Company

Total Income Details

Self Employed / Business Owner Applicant

Purpose Of The Loan (Please check a switch bellow)

How did you get to know about Adsum Capital (Please check a switch bellow)